One Car warranty

One car warranty covers almost all Mechanical & Electrical components fitted to your car as standard, including in car entertainment, communication and air conditioning.

We even contribute towards wear & tear, diagnosis, recovery, car hire and no excess to pay.

Whats covered on one car warranty IconWhat is covered?

No policy covers everything but this is as close as your going to get from a used car warranty. Our policy will cover almost all mechanic or electrical failure, including wear & tear. With no limit on the number of claims per year and no excess when you claim. Read More

What are the car warranty claim limits iconWhat’s the claim limit?

You can claim up to £5,000 per claim, including parts, labour (max £70ph) and VAT. You can make as many claims as you need to, up to the purchase price of your car. So if you paid £22,000 for your car last year, that is your total claim limit. Read More

Whats not covered by one car warranty ico What’s not covered?

Not every breakdown/fault will be covered, that’s a fact with every used car warranty, not just ours. You are still responsible for the cost of maintaining & servicing the vehicle. Any repair costs not covered by a warranty are up to you to pay for. Read More

THESE ARE THE FACTS ABOUT CAR WARRANTIES

  • A used car warranty cant replace the manufacturers warranty in full.
  • Manufacturer warranty only lasts a few years, typically 3 years or 60,000 miles.
  • The manufacturer/dealer may offer an extended warranty, it wont be as good as the original warranty and will likely be very expensive.
  • Once the manufacturer warranty expires you are left covering the cost of parts, labour and diagnostics.
  • No two used car warranties are the same, with some providers having different levels of cover, itemised parts only and “add-on’s”. Some have an excess to pay or require you to pay a contribution towards the cost of repairs.
  • Some providers supply a non insured warranty, often meaning if they cease trading your warranty likely will too. You wont have the support of the FOS & FSCS and they don’t have to abide by the rules of the FCA.

WHY YOU SHOULD BUY OUR WARRANTY (MBI)

  • Our policy is likely a lot cheaper than the manufacturers/dealers warranty and other online providers.
  • Cover is for almost ALL Mechanical & Electrical parts, including wear & tear. What’s not covered is specifically stated.
  • £5,000 per repair Claim Limit and a total Claim Limit of the purchase price your car.
  • No excess to pay when you claim.
  • Day One Cover
  • Use our national network of approved repairers or go to a garage of your choice, provided they are VAT registered and agreed with us first (max £70 per hour labour rate).
  • Contribution towards recovery, car hire and diagnostics if required.
  • We are fully Authorised and Regulated by the FCA (828724), this policy is fully insured and you are protected by the Financial Services Compensation Scheme (FSCS).
  • Full no quibble refund in first 30 days provided no claim has been made.

 

HOW CAN ONE CAR WARRANTY HELP YOU?

Our warranty is designed to cover the cost of unexpected repair costs following mechanical & electrical failure. This video explains what you can expect when making a claim.

One Car Warranty Contact Us

 

We’re here to help

Please call us if you have any questions

Enquires: 01704 320597   Monday – Friday 9am to 5pm

Claims: 0161 4514803   Monday – Friday 9am to 5pm

Most frequently asked questions

What is consequential damage

There are some warranty providers that make a big point that they cover consequential damage. However, if you read their terms & conditions fully you will see this is not really the case. If you are not sure ask us to show you. We have designed our policy to provide the best possible cover, at the best possible price that works for everybody; including the insurer. Consequential damage is excluded in our policy as with over 15 years of experience, consequential damage is usually when there has been a failure to take action or ignorance towards a developing fault.

What isn’t covered

Our warranty covers almost all mechanical & electrical components fitted to your car against unexpected failure. The number of parts covered by our warranty far exceeds the specific parts that we don’t cover. No insurance covers everything so there are terms & conditions. For example our policy does not cover parts that are replaced as part of servicing or maintaining a car like bulbs, filters, fuses tyres, brake pads & discs. We do note cover wiring & connections, rubber/plastic pipes & unions or when a fault is ignored and instead the car is continued to be used potentially causing further damage that could have been prevented. We do not cover the exhaust system as majority of issues are due to corrosion. We do not cover the air bag system as the majority of issues are due to premature detonation or wiring issues. We do not cover glass (including heated screens) bodywork or internal or external trim. Read more

Why cant I purchase?

We only provide one level of cover which is for cars up to 7 years old and less than 80,000 at the time of purchasing our policy. This helps to keep the cost of cover down and less likely for claims to be rejected. In our experience the levels of cover available for older/higher mileage cars are less comprehensive meaning more claims are rejected. The following Vehicles are excluded from cover under this Policy: Bentley, Bristol, Bugatti, Cosworth, De Tomaso, Dorchester, Ferrari, Ginetta, Hummer, Honda NXS models, Lamborghini, Lancia Thema, Lotus, Maserati, Maybach, Mitsubishi 3000GT, Marcos, Noble, Rolls Royce, TVR and Vans above 3500KG. Kit cars, Grey imports and any American make of vehicle unless manufactured as right-hand drive for the UK market; any vehicle not mentioned in Glass’s Guide, emergency vehicles, buses, scooters, motorcycles, invalid carriers or vehicles used for road racing, rallying, pace-making, speed testing or any other competitive event or any vehicle which has been modified other than in accordance with the manufacturers specifications and any make of vehicle not built for principle sale in the UK. Please see here for more details of what is and isn’t covered. Again this is because in our experience these types of vehicles have specific needs that current available warranties don’t fully cater for. If you are having problems purchasing please contact us so we can assist

How else can we be of service?

Eligibility
Can I purchase cover? Check to see if your vehicle meets the policy eligibility criteria

Find out more

Did you know?

We also provide GAP Insurance, Tyre Insurance, Cosmetic Repair Insurance and more.

More information

Make a change
Have you moved house, changed number or put a cherished plate on your car? Let us know today so we can update your policy.

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